Now, the most important question: Which is the best plan for me?
Answering this question is not easy. Every individual has different needs and requirements. What might be suitable for me, may not suit your requirements.
Therefore, choosing the best health plan solely lies on your preferences.
1 Star Health Family Optima Plan
Star Health Family Health Optima is an affordable health plan that covers the entire family under a single sum insured. Along with the in-patient coverage, the plan also offers a free health checkup for every claim-free year.
Features:
The plan offers coverage for a new born baby, that starts from the 16th day after his birth till the expiry date of the policy, provided the mother is insured under the policy for a continuous period of 12 months.
The plan reimburses (up to Rs.5,000) the cost of repatriation of mortal remains of the insured person to his residence.
2 HDFC ERGO: My Health Suraksha
My health Suraksha is designed to tackle the soaring healthcare costs. With a wide coverage amount and several benefits, the plan is ideal for most individuals & families.
Features:
The plan pays for 586 day care procedures.
A recovery benefit of Rs. 25,000 is paid in lump-sum if the hospitalization exceeds 10 continuous days.
Reliance Health Infinity is a comprehensive plan that comes with a wide range of benefits and covers up to 8 members of your family (2 Adults and up to 6 children).
Key Features:
The plan offers additional cover that boosts the sum insured up to Rs.30 Lakhs for enhanced protection.
Under the plan feature 'More Time', the policyholder will get extended coverage based on the policy period in force.
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